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Fees & Limits

Fees, exchange rates, and limits depend on the corridor, asset, payout type, and account or compliance profile. They can change as product and local-rail conditions change.

What to Expect​

Before a recipient confirms a wallet or settlement action, Fiatsend presents the applicable information for that action. Businesses receive their commercial terms during onboarding.

Collecting Payments​

Payments made with Fiatsend checkout (payment links, invoices and website checkout) carry a collection fee, currently 0.5% of the payment. You choose whether you absorb it or add it to what your customer pays, as a default in Payment settings and per payment link.

Payments your customers make by mobile money or bank transfer go straight to your own account and aren't processed by Fiatsend, so the collection fee doesn't apply to them.

Payment links stay open for up to 7 days, and the exchange rate for a cedi-priced link is locked when it's created. Your commercial agreement takes precedence over this page.

Get Current Terms​

  • Recipients: review the details presented in the Fiatsend wallet before you confirm.
  • Businesses: use your commercial agreement and Fiatsend Console, then contact your Fiatsend representative for questions.
  • Developers: consult developer.fiatsend.com for API responses and integration behavior; it is not a substitute for commercial terms.