Fiatsend Overview
Fiatsend connects stablecoins to mobile money — starting with Ghana (MTN, Telecel, AirtelTigo). Businesses integrate via the Partner API; consumers and merchants use FiatsendOne; operators manage keys and webhooks in Fiatsend Console.
Who these docs are for
| Audience | Start here |
|---|---|
| B2B integrators (payroll, remittance, platforms) | Choose your integration → Partner API |
| Merchants (in-app collect at checkout) | Payment intents |
| On-chain developers | On-chain SDK |
| End users & operators | FiatsendOne · Console |
| Compliance | Security & compliance · Fees & limits |
Platform surfaces
┌─────────────────┐ ┌──────────────────┐ ┌─────────────────────────┐
│ Partner systems │────▶│ Partner API v1 │────▶│ Ghana mobile money │
│ (your backend) │ │ api.fiatsend.com │ │ MTN · Telecel · Airtel │
└─────────────────┘ └──────────────────┘ └─────────────────────────┘
┌─────────────────┐ ┌──────────────────┐ ┌─────────────────────────┐
│ Consumers / │────▶│ FiatsendOne app │────▶│ Custodial ledger + │
│ merchants │ │ app.fiatsend.com │ │ EVM deposits (Polygon/ │
└─────────────────┘ └──────────────────┘ │ BSC) · Lisk (GHSFIAT) │
└─────────────────────────┘
- Partner API — REST payouts and payment intents. API keys from console.fiatsend.com.
- FiatsendOne — Web app for pay, convert, QR, and KYC. Wallet login via Privy.
- Fiatsend Console — API keys, webhooks, transaction history for partners.
- Smart contracts — Gateway, GHSFIAT, MobileNumber NFT on supported EVM networks. See Networks & assets.
info
Routes under app.fiatsend.com/api/* power the FiatsendOne app and are not a public integration API. Use the Partner API for third-party integrations.
Core capabilities
| Capability | Description |
|---|---|
| MoMo payouts | USDT/USDC → GHS to mobile money via Partner API |
| Merchant collect | Payment intents approved in FiatsendOne |
| Stablecoin deposits | USDT/USDC on Polygon and BSC; GHSFIAT on Lisk |
| GHSFIAT | GHS-pegged on-chain unit — GHSFIAT |
| MobileNumber NFT | Phone-linked identity — MobileNumber NFT |
| QR / scan-to-pay | In-person payments in FiatsendOne |
Quick links
| Section | Content |
|---|---|
| Coverage | Countries and MoMo providers |
| Networks & assets | Chains per operation |
| Partner API | Integration guide |
| OpenAPI | Machine-readable API spec |
| FiatsendOne | Consumer and merchant app |