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Fiatsend Overview

Fiatsend is payment infrastructure for businesses paying people across Africa. A business sends a payout request; Fiatsend locks the conversion, applies compliance controls, and delivers funds to the recipient's Fiatsend wallet.

Recipients can keep funds in their wallet or choose an available local settlement method. A recipient who is new to Fiatsend receives a secure link to finish onboarding and claim the payout—funds are not lost because an account did not exist at the time of payment.

Start in the right place

You want to…Start here
Receive, hold, or settle moneyUsing FiatsendOne
Understand a received paymentManaging funds
Manage a business accountFiatsend Console
Check business use cases and coverageUse cases and Coverage
Build an integrationDeveloper Documentation

How a payout works

  1. A business creates a payout through the Fiatsend API.
  2. Fiatsend validates the request, locks the applicable conversion, and runs required controls.
  3. Funds arrive in the recipient's Fiatsend wallet.
  4. The recipient holds the balance or uses an available settlement option, including automatic settlement where enabled.
Developer documentation is separate

This site explains the Fiatsend product and operating model. The API contract, SDKs, sandbox, webhooks, and endpoint examples are maintained at developer.fiatsend.com. That portal is the source of truth for integrations.

What Fiatsend is not

Fiatsend is a payment technology company, not a bank. Funds held in a Fiatsend wallet are not bank deposits and are not covered by government deposit insurance.